Category: Gregs Blog

Does your business need Professional Liability Insurance?

Many businesses assume their general liability insurance covers most of their exposures. However, there are a number of situations that are excluded by general liability policies— professional liability being one of the main areas not covered. Is your business susceptible to professional liability exposures? Typically, businesses that provide professional advice are well aware that professional liability, sometimes referred to as Errors and Omissions coverage (E...

Protect Your Home With A FORTIFIED Roof ™

Just wanted to pass along some information about a new grant offered by the NC Insurance Underwriting Association (NCIUA). If you have a home on the coast, you may be eligible for up to a $6,000 grant toward a FORTIFIED Roof ™ to be installed at your property. Although sufficient homeowners insurance is essential in protecting your home, a sound architectural structure for your property...

Be Careful When Setting Up Condo Insurance

Hello, everyone. We just ran into a serious claims issue regarding our client’s condo insurance policy. In a nutshell, our client experienced a fire and suffered significant damage to his condo unit. When the insurance adjuster met with the condo association to coordinate the repairs, it was determined that our client was underinsured by about $25,000. That’s a problem! Although the insured value of the...

Helping Those Affected by the Hurricane

Hurricane Florence made landfall in eastern North Carolina about two weeks ago.  We in the Raleigh area were very fortunate to not be in the direct path of the storm, although we very well could have been. Resuming life as we know it has been fairly painless.  Because of this, it can be easy to take for granted our relative safety in comparison to our...

FAQ’s and Info to Keep on Hand in Case of Hurricane Damage

Hello Everyone.  We have had many calls from clients wanting to know about how their insurance policy works with hurricane damage.  Here are some common questions we have reviewed: Am I covered for hurricanes?  The answer is you are insured for most of the perils that are created by hurricanes.  Typical perils we expect to encounter are wind damage, damage from falling trees, water intrusion...