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Category: Home Insurance

Do You Have a Water Backup Endorsement?

Posted: October 28, 2019

We just watched a WRAL "5 On Your Side" report about a Raleigh woman who experienced a sewer line backup problem that cost her $45,000 in repairs. As the video shows, the city will not pay for these damages and your insurance will only help if you have a water backup endorsement added to your homeowners’ or renters’ insurance. Even if you do have this...

Protect Your Home With A FORTIFIED Roof ™

Posted: May 2, 2019

Just wanted to pass along some information about a new grant offered by the NC Insurance Underwriting Association (NCIUA). If you have a home on the coast, you may be eligible for up to a $6,000 grant toward a FORTIFIED Roof ™ to be installed at your property. Although sufficient homeowners insurance is essential in protecting your home, a sound architectural structure for your property...

Be Careful When Setting Up Condo Insurance

Posted: March 14, 2019

Hello, everyone. We just ran into a serious claims issue regarding our client’s condo insurance policy. In a nutshell, our client experienced a fire and suffered significant damage to his condo unit. When the insurance adjuster met with the condo association to coordinate the repairs, it was determined that our client was underinsured by about $25,000. That’s a problem! Although the insured value of the...

Dо You Hаvе Enоugh Hоmе Insurance Coverage?

Posted: February 15, 2016

Thеrе'ѕ a gооd chance your home, аnd thе соntеntѕ within іt, аrе undеrіnѕurеd. If a dіѕаѕtеr ѕtrіkеѕ - fоr example, a fіrе rоаrѕ out of соntrоl and еngulfѕ уоur hоuѕе - уоu соuld ѕuffеr a catastrophic financial lоѕѕ. Mаnу homeowners hаvе invested іn hоmе іnѕurаnсе coverage, but lасk a ѕuffісіеnt аmоunt to соvеr thе соѕt of rерlасеmеnt ѕhоuld trаgеdу ѕtrіkе. They аrе еxроѕеd tо a...

Protect Your Home Before Holiday Travel

Posted: December 7, 2015

The holiday season brings holiday travel and, with it, increased vulnerability to home burglaries and property-related crime. For thieves, an unattended home is an attractive target, and each year, travelers return from vacation to discover that their homes have been burglarized. While a home insurance policy may allow financial recovery after the fact, no insurance settlement can replace family treasures or restore peace of mind...