Category: Renters Insurance

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

Things To Do Before Getting Renters Insurance

There is a large variety of insurance policies available to the public and most individuals have come to appreciate the need to protect themselves and their property with some types of insurance.  They are especially happy to have that insurance when a disaster strikes and they are able to receive monies to cover various expenses or damages. Renters insurance is one of the products offered...

Dо You Hаvе Enоugh Hоmе Insurance Coverage?

Thеrе'ѕ a gооd chance your home, аnd thе соntеntѕ within іt, аrе undеrіnѕurеd. If a dіѕаѕtеr ѕtrіkеѕ - fоr example, a fіrе rоаrѕ out of соntrоl and еngulfѕ уоur hоuѕе - уоu соuld ѕuffеr a catastrophic financial lоѕѕ. Mаnу homeowners hаvе invested іn hоmе іnѕurаnсе coverage, but lасk a ѕuffісіеnt аmоunt to соvеr thе соѕt of rерlасеmеnt ѕhоuld trаgеdу ѕtrіkе. They аrе еxроѕеd tо a...

Who needs Renters Insurance?

Renters insurance is insurance coverage against damage to tenant’s property, which may be caused by perils such as theft, fire, and vandalism. This insurance policy does not cover the landlord/owner of the building against such perils. A landlord/owner has the responsibility of insuring the building and structures but is not liable to any damage to property belonging to the tenants. Most homeowners understand the significance...

Planning Tips For The Perfect Holiday Season

For those of us who love family get-togethers, parties, and events, this is a favorite time of year. Get started on your planning early so you have a safe and special holiday. We have gathered together some great planning tips that will help you make your holiday fun and safe. Holiday Decorating Making your home festive is a lot of fun, but there are some...