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Category: Renters Insurance

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

Beginner’s Guide To Renters Insurance

Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

Things To Do Before Getting Renters Insurance

There is a large variety of insurance policies available to the public and most individuals have come to appreciate the need to protect themselves and their property with some types of insurance.  They are especially happy to have that insurance when a disaster strikes and they are able to receive monies to cover various expenses or damages. Renters insurance is one of the products offered...

Dо You Hаvе Enоugh Hоmе Insurance Coverage?

Thеrе'ѕ a gооd chance your home, аnd thе соntеntѕ within іt, аrе undеrіnѕurеd. If a dіѕаѕtеr ѕtrіkеѕ - fоr example, a fіrе rоаrѕ out of соntrоl and еngulfѕ уоur hоuѕе - уоu соuld ѕuffеr a catastrophic financial lоѕѕ. Mаnу homeowners hаvе invested іn hоmе іnѕurаnсе coverage, but lасk a ѕuffісіеnt аmоunt to соvеr thе соѕt of rерlасеmеnt ѕhоuld trаgеdу ѕtrіkе. They аrе еxроѕеd tо a...