Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Homeowners Insurance: When Do You File a Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article

Life Insurance for Single Parents

As a single parent, you want to be there for all of life’s little moments – when your kids start riding a bike, go on their first date or head off to college. Your children count on you for all those things and so much more. That’s why a term life insurance policy is something to consider as a single parent. Life insurance can give... Read Article

FAQ’s and Info to Keep on Hand in Case of Hurricane Damage

Hello Everyone.  We have had many calls from clients wanting to know about how their insurance policy works with hurricane damage.  Here are some common questions we have reviewed: Am I covered for hurricanes?  The answer is you are insured for most of the perils that are created by hurricanes.  Typical perils we expect to encounter are wind damage, damage from falling trees, water intrusion... Read Article

How Named Storms Affect Your Insurance Coverage

Ready or not… when a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most.... Read Article

31 Must-Have Items for Your Home Emergency Kit

It can be hard to imagine several days (or weeks) without power, internet or running water. But in the event of an emergency, anything can happen. That’s why your family should have an emergency plan and supplies ready for any type of disaster. Depending on where you live, a disaster could mean heavy snow, flooding, a tornado or a hurricane. So make your plan personal... Read Article